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Cointigo - Universal Financial Access





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Next update : 1 month, 1 week ago | Last updated : 1 month, 1 week ago


{"ops":[{"attributes":{"color":"#000000","background":"transparent"},"insert":"CoinTigo is a Fintech platform that provides access to financial services and a payment gateway via SMS. By using the lowest common technological denominator SMS \"short message service\" we can reach demographic sectors who do not have access to the traditional banking system, individuals subject to failed economic policies, or populations with serious limitations on their fundamentals rights and freedoms. CoinTigo does not require internet, advanced technological devices, or prior knowledge with cryptocurrencies. Using natural language commands via text messages, any user can send or receive payments, remittances, or donations in cryptocurrencies globally."},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000"},"insert":"In Venezuela, there has been a dramatic decline in the number of Venezuelans with access to banking services, as well as a notable decrease in the ability of banking institutions to meet the demand for basic tools such as debit cards, points of sale systems, credit cards and fiat currency notes."},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000"},"insert":"Additionally, the policies generated by the Venezuelan regulatory bodies are unclear at best. Runaway inflation of the local currency has caused a lack of economic stability necessary to maintain a solid banking system and payment networks."},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000"},"insert":"As such, an exodus of refugees has generated significant destabilization in the region. These refugees often lack tools or access to services to maintain their economic activity and rely on the \"mostly informal\" market. Sending of remittances is now handled by non-regular channels which put the individual at an even greater risk. In Venezuela alone, the volume of operations for LocalBitcoins.com exceeds the volume of operations of the Caracas FOREX and even the volume at borders towns with Brazil and Colombia."},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000"},"insert":"Our services in Latin America aim at providing financial freedom through Cryptocurrency FinTech and DeFi to a wide population, from a refugee merchant to a grandmother. To achieve this we have developed our service around the most liquid crypto assets in the region; Bitcoin, Litecoin, Dash, Horizen, Bitcoin Private and Komodo."},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000"},"insert":"Our system provides users:"},{"insert":"\n"},{"attributes":{"background":"transparent","color":"#000000"},"insert":"• Remittances and Value Transfer - Through different Blockchains and Tokens."},{"insert":"\n"},{"attributes":{"background":"transparent","color":"#000000"},"insert":"• Access to finance - Through Decentralized Finance (DeFi) and peer to peer (P2P) Markets. (work in progress)"},{"insert":"\n"},{"attributes":{"background":"transparent","color":"#000000"},"insert":"• Fintech - Access to and abstraction of the technology, reducing friction and technical requirements for users. Offers individuals or organizations point of sale tools without additional software or hardware."},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000","bold":true},"insert":"Short and Long term scaling solutions"},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000","bold":true},"insert":"Volatility and Inflation protection-"},{"attributes":{"background":"transparent","color":"#000000"},"insert":" Add a DeFi stable instrument to be use as US Dollar; DAI, this will allow eliminating volatility and the high cost per transaction of instruments such as Bitcoin."},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000","bold":true},"insert":"Capital Growth-"},{"attributes":{"background":"transparent","color":"#000000"},"insert":" Add DeFi instruments to be used as an interest-earning account (savings accouts): cDAI \"~5% interest\"."},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000","bold":true},"insert":"Liquidity Growth-"},{"attributes":{"background":"transparent","color":"#000000"},"insert":" Implement the integration of our services with cryptocurrency-based ATM networks and point of sales (POS) in the region."},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000","bold":true},"insert":"Venezuela headquarter stability-"},{"attributes":{"background":"transparent","color":"#000000"},"insert":" Change the current work model in the Venezuela development office, migrate to an incubator, remote, freelance model in Venezuela, in order to guarantee the stability and protection of the CoinTigo keymen and development team in Venezuela (80% of the entire CoinTigo team) and Move the administrative operations outside of Venezuela."},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000","bold":true},"insert":"Venezuela service access-"},{"attributes":{"background":"transparent","color":"#000000"},"insert":" implement redundant numbers and additional communication layers; Email, WhatsApp, Twitter."},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000","bold":true},"insert":"Maintain Compliance-"},{"attributes":{"background":"transparent","color":"#000000"},"insert":" Acquire money service business (MSB) / money transmitter license (MTL) license in the US to operate in all states, giving the ability to US NGOs or private sector use our service to reach their goal directly. Implement AML and KYC policies and procedures compatible with the US and EU standards in order to guarantee the safety of long-term operations and offer our service to NGOs that want to bring help directly to affected people. EU (Estonia) AML certification and operator license (SEPA)."},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000","bold":true},"insert":"Increase Adoption-"},{"attributes":{"background":"transparent","color":"#000000"},"insert":" Acquire the .com domain. Rebrand CoinTigo(logo, colors, website) in order to achieve better and more effective communication with the Latin American population. Promote and train the productive sector (goods and services), students, and the population in general, on how to adopt cryptocurrencies in its economic activity or lifestyle in order to achieve financial freedom and access to the global market (conferences, meetups, airdrops, handle through our partners in Latam )."},{"insert":"\n\n"},{"attributes":{"background":"transparent","color":"#000000","bold":true},"insert":"Fiat ramp-"},{"attributes":{"background":"transparent","color":"#000000"},"insert":" Implement an ON/OFF-Fiat ramp, considering that the most effective and secure solution is to develop a p2p-escrow market (person to person) integrated to our service via SMS focused on the countries where the migratory flow has generated the greatest impact; Peru, Chile, Argentina, Ecuador, Colombia & Venezuela, following the Localbitcoins.com model but leveraged on a stable instrument paired with US Dollar."},{"insert":"\n\n\n\n"},{"attributes":{"bold":true},"insert":"PROPOSAL:"},{"insert":"\nWe are proposing for the community to fund partially or completely ETH / DeFi integration & our infrastructure in LatAm. The result would be that the CoinTigo team as partners will drive adoption and the impact of DeFi in Latin America.\nAt the moment, there are several barriers to the mainstream adoption of cryptocurrencies as a means of payment. Speed and cost of cryptocurrency transactions are some of the primary barriers. DeFi is the leading tool that allows us to provide our users with the speed and low use cost necessary to overcome these major barrier.\n\nOur goal is to continue development in order to launch ETH, DAI, cDAI and other tokens hopefully launching the service together with Consensys at a large conferences where we can onboard thousands of new users live via our airdrop functionality. With the speed and low cost of transactions provided by Ethereum we believe that our platform can do all of the mobile commerce functions that ApplePay or GPay, WeChat pay, AliPay without any of the privacy concerns while leveraging legacy technology like SMS cell networks to reach the unbanked.\n\n"},{"attributes":{"bold":true},"insert":"How It Works"},{"insert":"\nText to any CoinTigo service number or gateway and get your deposit address and balance"},{"attributes":{"list":"ordered"},"insert":"\n"},{"attributes":{"color":"#5e6bee","link":"https://i.imgur.com/rOcDo1w.png"},"insert":"https://i.imgur.com/rOcDo1w.png"},{"attributes":{"list":"ordered"},"insert":"\n"},{"insert":"Verify & secure your account via email or regular mail"},{"attributes":{"list":"ordered"},"insert":"\n"},{"attributes":{"color":"#5e6bee","link":"https://i.imgur.com/ttLZ3WF.png"},"insert":"https://i.imgur.com/ttLZ3WF.png"},{"attributes":{"list":"ordered"},"insert":"\n"},{"insert":"Send & Receive payments"},{"attributes":{"list":"ordered"},"insert":"\n"},{"attributes":{"color":"#5e6bee","link":"https://i.imgur.com/8uZVKNe.png"},"insert":"https://i.imgur.com/8uZVKNe.png"},{"attributes":{"list":"ordered"},"insert":"\n"},{"insert":"\n"},{"attributes":{"bold":true},"insert":"Why implement ETH and DeFi at CoinTigo?"},{"insert":"\nReach DeFi recipients via SMS without Internet"},{"attributes":{"list":"bullet"},"insert":"\n"},{"insert":"Remove knowledge barriers related to digital assets"},{"attributes":{"list":"bullet"},"insert":"\n"},{"insert":"Generate invoices to be paid via SMS with our API"},{"attributes":{"list":"bullet"},"insert":"\n"},{"insert":"Perform airdrops using mobile numbers as recipients"},{"attributes":{"list":"bullet"},"insert":"\n"},{"insert":"A tool for NGOs to reach recipients directly."},{"attributes":{"list":"bullet"},"insert":"\n"},{"insert":"Become a CoinTigo partner to provide financial access to Unbanked population"},{"attributes":{"list":"bullet"},"insert":"\n"},{"insert":"Gain presence in Latin America"},{"attributes":{"list":"bullet"},"insert":"\n"},{"insert":"\n\n\n\n"},{"attributes":{"bold":true},"insert":"Service numbers in production"},{"insert":"\n\n\n\n"},{"attributes":{"bold":true},"insert":"Service Numbers"},{"attributes":{"header":4},"insert":"\n"},{"insert":"Colombia +57 310 461 0606"},{"attributes":{"header":4},"insert":"\n"},{"insert":"Guatemala +502 501 84222"},{"attributes":{"header":4},"insert":"\n"},{"insert":"Venezuela +52 424 133 7618 "},{"attributes":{"header":4},"insert":"\n"},{"insert":"\t\t\t\t\t112358"},{"attributes":{"header":4},"insert":"\n\n\n"},{"insert":"\n\n*frameworks available: Bitcoin, Horizen, Litecoin, Dash, Komodo, Bitcoin Private, Bitcoin Testnet 3\n\n\n*frameworks available: same as production numbers\n\n"},{"attributes":{"bold":true},"insert":"Test-Environment service numbers for the work in progress"},{"insert":"\n\nUnited States +1 3602245786 "},{"attributes":{"header":4},"insert":"\n"},{"insert":"United States +1 484 956 5504"},{"attributes":{"header":4},"insert":"\n"},{"insert":"United Kingdom +44 7412 125522"},{"attributes":{"header":4},"insert":"\n"},{"insert":"\n"},{"attributes":{"bold":true},"insert":"Twitter service access ( Proof of Concept )"},{"insert":"\n@CoinTigoDev\n\n*work in progress: ethereum , Dai, cDai, OTP grid card, new opt-in techniques, account verification, bitcoin sidechains.\n\n"},{"attributes":{"bold":true},"insert":"Business Pitch Deck"},{"insert":"\n"},{"attributes":{"color":"#5e6bee","link":"https://docdro.id/Y9EhXTm"},"insert":"https://docdro.id/Y9EhXTm"},{"insert":"\n"},{"attributes":{"bold":true},"insert":"www.cointigo.io"},{"insert":"\n"}]}

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