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• Ruben Santana@santanarubenvia Funding the FutureMy idea is to turn universities into Fintech companies. By using the accreditations issued as tokens that need to be constantly verified by employers, government agencies or other universities, among others, a universal blockchain accreditation environment is created in which universities and graduates can have the ability to negotiate these tokens as valuable entities in exchange for loans or other derivatives of the DeFi ecosystem.I am building it.The biggest challenge is to be able to transcend the bureaucratic methods and traditions of the past that still exist today and that ministerial policies continue to endorse as a response to fear of change.